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Things You Will Need to Complete a Spanish Mortgage
This checklist should be everything you will need to complete a mortgage in Spain. Please read it carefully and make note of each point as they are detrimental to the formalisation of your mortgage.
The documentation required to formalise your mortgage is as follows:
- Passport / Residence permit / Spanish Identity Card of applicants.
- Spanish Tax Declaration (IRPF) for the last financial year.
- 2 latest salary slips (employed workers).
- Proof of other income, if applicable.
- Declaration deed for new building from developer or property deeds of the current owner for resale properties.
- Private sale-purchase contract or letter containing offer.
- Proof of income tax payments made during the current financial year and declaration of assets (in the case of self-employed or independent professionals).
- N.I.E. (Foreign Resident’s Number)